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Saturday
23May2009

Rising Health Care Costs Cause Aging Health Care Workers to Delay Retirement‏

By Angela Brooks

In the year 2009, you do not hear many people talking about retirement as something that will happen to them. That thought seems like a far away dream.This year I will have 20 years working with the health care company I am presently employed with and thankful that I do see retirement as an option. Where most people are delaying retiring as aging health care workers, I am making more plans.

With the rising cost of health care, and living expenses if you did not start planning for retirement when you started to work.Retirement can be just a dream.Some people do work longer as a choice andothers do because they can not afford to quit working. As the baby boomers begin to ease into their 60s, most expect to delay retirement longer than their parents or grandparents.

Two new reports portray aging boomers as better educated, with higher incomes and longer life expectancies than the generations that preceded them. They also have fewer children and are less likely to be married, leaving them with fewer options for help in their old age. Americans had been retiring at ever-younger ages since the growth of private pensions and Social Security began more than 50 years ago. However, the retirement trend appears to be reversing. Some will choose to continue working.

A government survey shows that most workers nearing retirement age want to gradually reduce their workload rather than abruptly stop. Many people are ill-prepared for retirement. Most underestimate the amount of savings they require to live comfortably in their golden years. As life expectancies continue to improve, and costs continue to rise, there is a real concern that the superannuation nest-egg alone will not be sufficient for most, in their old age, to maintain the lifestyle they are accustomed to.

Health bills could consist of a substantial portion to your overall expenses. There is a saying that by the time you can have your superannuation fund, its purchasing power has been reduced by inflation to about 20% of what you can buy today. Network Marketing has become a consideration for health care workers and the baby boomers generation.

Even to this day you can mention network marketing or home business and people still think of Amway. It has come along way, thankfully, by teaching people how to market in a more effective manner. As people begin to age and look at retirement, they still need something to keep them busy. Going back to school is not always an option but learning a new skill is. Attraction network marketing is a skill that anyone working online needs to know.

Today, more and more evidence from the Journal of American Medical Association (JAMA) influences many people to take their health into their own hands by using nutritional supplements based on scientific research. In the Benefits of Nutritional Supplements, The Council for Responsible Nutrition (based in Washington, D.C.) reviewed over a decade's worth of scientific research measuring the health benefits of multivitamins and other nutritional supplements.

They found that nutritional supplements can promote health and help prevent disease among the baby boomers. Despite prejudices and misinformation, the network marketing industry has grown to over USD 100 billion in revenue. The aging of baby boomers; Generation X ( in the thirties of age) and Generation Y (from 18 to thirty of age) who place more emphasis on balanced lifestyle/family than that of their parents will lead to a boom in the health and wellness industry.

If you are not yet prepared for retirement as a health care worker, baby boomer. Find out about working at home in network marketing? How is that possible?


Angela Brooks is a very self motivated women with strong self taught entrepreneurial drive - Renegade Super Guide, who assist others in branding their Internet presence with the use of The "New" Network Marketer skills . She is from Kentucky, a mother of two wonderful boys, a husband who is a great support, and living a life style that she is blessed with. Follow Angela on her blog http://www.angelabrook.comand find out how she is preparing for retirement

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